Insurance Designed for Your World

From the oil fields to Main Street, protecting Wyoming and Colorado families and businesses with coverage that actually makes sense.

Protect what matters

Insurance built on trust and deep community understanding.

Local Expertise You Can Trust

Instead of being stuck with one company's options, JWR compares rates and coverage across multiple top carriers. One call gets you access to multiple quotes, saving you time and money. Most families save $400+ per year when they switch.

We Shop 20+ Carriers

Insurance is only as good as the claim. JWR doesn't just sell you a policy and disappear. When disaster strikes, the team fights for you, handles the paperwork, and makes sure you're paid fairly and fast. Their claims support is rated 4.9/5 stars for a reason.

We're There When It Matters Most

Insurance is only as good as the claim. JWR doesn't just sell you a policy and disappear. When disaster strikes, the team fights for you, handles the paperwork, and makes sure you're paid fairly and fast. Their claims support is rated 4.9/5 stars for a reason.

Plain English
No-Pressure Service

No jargon. No fine print surprises. JWR explains everything like you're sitting at their kitchen table—because that's how they'd want to be treated. Coverage options are clear, bundles show real dollar savings, and you decide without sales pressure.

Insurance built for locals

Tailored protection for Wyoming and Colorado residents

Stories of protection across Wyoming and Colorado

We've stood beside our community through challenges big and small. Our insurance isn't just a policy, it's a promise of support.

Here's what boat insurance actually covers when you're on Boyd Lake or towing on I-25

From Boyd Lake to Horsetooth Reservoir, Greeley boaters face hailstorms, theft risks, and on-water hazards. Get coverage that protects your investment and your family—with a local expert who actually answers the phone.

Here's what renters insurance actually covers when life happens in Casper

From flash floods near the North Platte to break-ins during tourist season, get coverage ready for Casper's unique risks—at a price that fits your budget. We're local, we get it, and we make renters insurance simple.

Here's what boat insurance actually covers when you're out on Horsetooth or mountain reservoirs

From Horsetooth Reservoir to mountain lakes, get coverage built for Colorado boating—comprehensive protection at a price that fits your family budget. We're local, we get it, and we make boat insurance simple.

Your protection starts here

Quick coverage for Wyoming and Colorado drivers

Serving communities across Wyoming and Colorado landscapes

Our roots run deep in these mountain and prairie communities. We know every road, ranch, and small town between our service areas.

  • Insurance solutions tailored to rural and urban frontier challenges

  • Protecting families from Casper to Berthoud with precision

  • Local knowledge driving comprehensive insurance protection