YOUR CEDAR CITY INSURANCE PARTNERS
Local agents who understand life in 'Festival City USA' and the unique challenges of Southern Utah weather.
INSURANCE COVERAGE THAT FITS CEDAR CITY
INSURANCE COVERAGE THAT FITS CEDAR CITY
Local Expertise You Can Trust
WE KNOW SOUTHERN UTAH
From winter storms along I-15 to wildfire risks near the canyons, we get it. We build policies for life in Cedar City because we live it too. You won't have to explain what 'Cedar Breaks' means to us.
We Shop 20+ Carriers
THE RIGHT COVERAGE, NOT JUST ANY COVERAGE
As an independent agency, we work for you, not a single carrier. We compare options from multiple providers to find the best fit for your Cedar City family's needs and budget. More choice means better protection.
We're There When It Matters Most
HERE WHEN YOU NEED US MOST
When a claim happens, you're not calling a 1-800 number—you're calling us. We live right here in Cedar City and will be there to guide you through the process, from the first call to the final resolution.
Plain English
No-Pressure Service
REAL CONVERSATIONS, HONEST ADVICE
Your life isn't a form field. We take the time to sit down, understand your world—from your home in Enoch to your business downtown—and explain your coverage in plain English. No jargon, just real advice.
ATV/UTV Insurance
From Brian Head trails to the Iron Hills and Three Peaks, Cedar City riders face unique terrain and conditions. Get comprehensive ATV/UTV coverage that protects your investment and your family—with rates starting as low as $15/month and bundling discounts up to 15%.
Auto + Home/Renters Bundle
From SUU students to growing families near Brian Head, Cedar City families are discovering that bundling auto and home insurance isn't just convenient—it's one of the smartest money moves you can make. We'll shop 20+ carriers to find you the best combination, not just the easiest sale.
Auto Insurance
From I-15 winter storms to summer road trips to Zion, get coverage built for Cedar City's unique driving conditions—plus the personal service you deserve. We're locals who understand southern Utah roads, weather, and families.
Boat/Personal Watercraft Insurance
From Kolob Reservoir to Panguitch Lake, protect your boat and personal watercraft with coverage built for southern Utah's waters. We're local, we understand your seasons, and we make insurance simple for families who live for the water.
Business Owner's Policy
From downtown shops to Brian Head contractors, your business faces real risks—winter storms, equipment failures, tourist-season incidents. Get comprehensive BOP coverage that protects what you've built, from a team that knows Cedar City's unique challenges.
Classic Car Insurance
From flash floods in Coal Creek to tourist traffic on I-15, get coverage ready for southern Utah's unique conditions—at a price that fits your family budget. We're local, we understand classic car ownership, and we make insurance simple for collectors.
General Liability
From Festival City hospitality to SUU contractors, Cedar City businesses face unique risks—tourist traffic, event liability, and seasonal demands. Get comprehensive protection that fits your business and budget, from neighbors who understand your world.
Home Insurance
From flash floods near Coal Creek to winter freezes and festival season tourism, get coverage designed for Cedar City's unique 5,800-foot elevation and growing community—at a price that fits your family budget.
Landlord (Rental Property) Insurance
From short-term rentals near SUU to multi-family investments in the growing pipeline, get coverage built for Cedar City's booming rental market—at rates that protect your income and your investment.
Life Insurance
From Southern Utah University families to Festival City businesses, we understand what matters to Cedar City residents. Get coverage that protects your family through every season—at prices that make sense for your budget. We're local experts, not a call center.
Professional Liability E&O
From Southern Utah University consultants to Main Street accountants, Cedar City professionals face real exposure. One claim—even unfounded—can cost $3,000 to $150,000+ in legal defense. We help protect what you've built with coverage that actually fits your practice.
Renters Insurance
From Southern Utah University apartments to downtown rentals, protect your belongings from break-ins, fires, and flash floods. We'll help you find coverage that fits your budget—whether you're a student, young professional, or family renting near Festival City.
Roadside Assistance
From winter breakdowns on I-15 to flat tires near Zion, get 24/7 emergency coverage for Cedar City families. Whether it's snow, mountain passes, or tourist traffic, we'll get you back on the road—at a price that fits your budget.
Workers' Comp
From construction crews to healthcare teams, Southern Utah University staff to Main Street shops—get workers' comp coverage that keeps your Cedar City business compliant and your employees protected. We make Utah's requirements simple.
REAL STORIES FROM YOUR CEDAR CITY NEIGHBORS
Life happens. See how we've helped families and business owners right here in Iron County get back on their feet.
Wildfire Near Fiddlers Canyon
After a close call with a summer wildfire, our home policy covered the smoke damage and property cleanup for a family near Fiddlers Canyon, preventing a stressful situation from becoming a financial disaster.
Protecting a Festival City Dream
We helped a local shop owner near the Utah Shakespeare Festival update her business insurance, ensuring her livelihood was protected during the busy tourist season.
A Fender Bender on I-15
A minor accident on the interstate can be a major headache, but we handled the claim quickly so our client could get back on the road with confidence.
READY FOR YOUR CEDAR CITY INSURANCE QUOTE?
It only takes a few minutes. Let's make sure you have the right protection for your life here in Southern Utah. No pressure, just straightforward advice.
PROUDLY SERVING CEDAR CITY & ALL OF IRON COUNTY
From the growing neighborhoods in Enoch and Hamilton Fort to the established homes near Fiddlers Canyon, we are proud to be Cedar City's local insurance partner. We don't just work here; we live, shop, and hike here, right alongside you.
Why Choose a Neighbor?
- Coverage tailored for Southern Utah weather.
- Personal advice from agents who know Coal Creek from Cedar Breaks.
- Support for our local Cedar City community.