Loveland's Trusted Insurance Partners Since 1998
When hail destroys your roof or a wreck totals your car, you need an agent who fights for you—not a call center.
Protecting Loveland Families for 25+ Years
Protecting Loveland Families for 25+ Years
Local Expertise You Can Trust
We Know Loveland Life
When you mention I-25 traffic, Big Thompson flooding, or hail season, we know exactly what you mean. We live here too. Our agents have handled 1,000+ Loveland claims, so we know what works when disaster hits. You get protection designed for your actual risks, not generic coverage.
We Shop 20+ Carriers
Real People, Not Call Centers
You get a dedicated agent in Loveland who answers the phone when you call. No more waiting on hold or re-explaining your situation to a stranger. We build relationships with our clients, so we’re ready to help when you need us most.
We're There When It Matters Most
We Shop For You
As an independent agency, we do the heavy lifting. We'll compare protection plans from over 20 top-rated insurance carriers to find the right fit for your family and budget. This saves you time and ensures you're not overpaying for your monthly protection cost.
Plain English
No-Pressure Service
Your Advocate in a Claim
When something happens, you have a local Loveland expert in your corner. We manage the claim from start to finish, fighting to make sure you get a fair and fast resolution. We work for you, not the insurance company.
ATV/UTV Insurance
From Devil's Backbone trails to Boyd Lake weekends, get coverage built for Northern Colorado's terrain and weather—without the corporate runaround. We're local, we ride, and we make ATV insurance simple for Loveland families.
Auto + Home/Renters Bundle
From I-25 commutes to Big Thompson weather, get complete protection for your Loveland life—at a price that fits your family budget. One agent, one relationship, one renewal date. We're local, we get it, and we make bundling simple.
Auto Insurance
From hail storms damaging your car in May to slick drives on I-25 in winter, get straightforward coverage without the hassle. We're local experts who explain everything clearly, making insurance simple for busy Loveland professionals.
Boat/Personal Watercraft Insurance
From summer weekends on Boyd Lake to mountain trips to Horsetooth Reservoir, get coverage ready for Northern Colorado's best boating—at rates that won't sink your budget. We're local, we get it, and we make boat insurance simple.
Business Owner's Policy
From Centerra startups to downtown galleries, we know Loveland's business landscape—hail risks, seasonal tourism peaks, and what it takes to protect what you've built. One policy, comprehensive protection, rates that work for Northern Colorado businesses.
Classic Car Insurance
From hail storms in the I-25 corridor to winter drives through Big Thompson Canyon, get coverage ready for Northern Colorado's unique conditions—at a price that fits your family budget. We're local, we get it, and we make insurance simple for collectors.
General Liability
From downtown shops to construction sites along I-25, Loveland businesses face real risks every day. Get comprehensive protection from local experts who understand Northern Colorado's business landscape—and actually answer the phone when you call.
Home Insurance
From hail season to Front Range winter storms, get coverage ready for Northern Colorado's unique conditions—at a price that fits your family budget. We're local, we get it, and we make insurance simple for Loveland homeowners.
Landlord (Rental Property) Insurance
From Front Range hail storms to tenant turnover, get coverage designed for Colorado rental properties—at rates that make sense for your portfolio. We're local, we understand Loveland's rental market, and we make protecting your investment simple.
Life Insurance
From unexpected tragedies to securing your family's financial stability, get coverage that provides peace of mind in a community with growing families and outdoor lifestyles. We're local, we understand Loveland life, and we make protection simple.
Professional Liability E&O
From tech consultants at HPE to accountants serving Northern Colorado's growing businesses, one mistake can threaten everything you've built. Get coverage that protects your reputation and your livelihood—with local experts who understand Loveland's professional community.
Renters Insurance
From Boyd Lake apartments to downtown lofts, get coverage ready for Northern Colorado's hail season, I-25 commutes, and outdoor lifestyle—at a price that won't break your budget. We're local, we answer the phone, and we make insurance simple.
Roadside Assistance
From winter breakdowns on I-25 to running out of gas heading to Devil's Backbone—get fast, reliable roadside help when you're stranded. We're local, we understand Northern Colorado roads, and we'll help you find the right protection.
Workers' Comp
From construction crews to healthcare offices, Loveland businesses face real risks—ice on job sites, repetitive injuries, and Colorado compliance requirements. We make workers' comp simple and affordable for Northern Colorado employers.
Real Stories from Your Loveland Neighbors
These aren't just case studies. They're your neighbors who needed their protection plan to come through—and it did.
When Hail Destroyed Their Roof
A summer hailstorm caused $32,000 in damage to their roof in the Thompson Valley School District area. We had an adjuster out the next day and the claim was paid in full within two weeks. They didn't have to worry about a thing; we handled all the paperwork and contractor coordination.
Totaled Car on I-25
A multi-car pileup on I-25 during rush hour left their new SUV a total loss. The other driver's insurance was delaying the process. We stepped in, and within 72 hours, our client had a check for the full value of their vehicle, helping them get back on the road without the financial strain.
First-Time Homebuyers in Mariana Butte
They were buying their first home in the Mariana Butte neighborhood and were overwhelmed by the insurance process. We sat down with them, explained their options in simple terms, and found a protection plan that covered their home, auto, and life for less than they expected. They felt confident and protected on closing day.
Ready to Protect Your Loveland Life?
It takes just 3 minutes to see your options. No pressure, just friendly advice from your local Loveland team.
Serving Loveland, Fort Collins, and All of Larimer County
From our office in Loveland, we proudly serve families in Centerra, Mariana Butte, Thompson Valley, and Berthoud. For over 25 years, we’ve been part of the Northern Colorado community, helping our neighbors protect what matters most. We understand the risks of living along the Front Range, from sudden hail to I-25 traffic, and we're here to help you prepare.
Why Loveland Families Trust JWR
- 25+ years serving Loveland with local agents who live here
- Independent agency comparing 20+ carriers to find your best coverage
- Claims support for regional disasters—we've handled it all