COOKIE POLICY

JWR Insurance Group
361 71st Ave, Suite 102
Greeley, CO 80634
(970) 401-8140

Last Updated: November 9, 2025
Effective Date: November 9, 2025

1. INTRODUCTION

Welcome to JWR Insurance Group's Cookie Policy. This policy explains how we use cookies and similar tracking technologies on our website (jwrinsurance.com) and any related websites, applications, or services (collectively, the "Website").

By using our Website, you consent to the use of cookies as described in this Cookie Policy. If you do not agree with our use of cookies, you should adjust your browser settings accordingly or refrain from using our Website.

This Cookie Policy should be read together with our Privacy Policy and Terms of Service, which provide additional information about how we collect, use, and protect your personal information.

2. WHAT ARE COOKIES?

2.1 Definition

Cookies are small text files that are placed on your computer, smartphone, or other device when you visit a website. Cookies are widely used by website owners to make their websites work more efficiently and to provide useful information to the website owner.

2.2 How Cookies Work

When you visit a website, the website sends a cookie to your browser. Your browser stores the cookie on your device in a small text file. The website can then read the cookie when you visit again to remember your preferences and improve your experience.

2.3 First-Party vs. Third-Party Cookies

First-Party Cookies: Set by the website you are visiting (in this case, jwrinsurance.com). These cookies enable core functionality and help us understand how you use our Website.
Third-Party Cookies: Set by domains other than the one you are visiting. These are typically used by third-party services we use, such as analytics tools or advertising platforms.

2.4 Session vs. Persistent Cookies

Session Cookies: Temporary cookies that expire when you close your browser. They help us remember your actions during a single browsing session.
Persistent Cookies: Remain on your device for a set period of time or until you manually delete them. They help us remember your preferences when you return to our Website.

3. IMPORTANT NOTICE ABOUT WEBFLOW HOSTING

3.1 Webflow Does Not Set Cookies

Our website is built and hosted using Webflow, a website design and hosting platform. Webflow itself does not place any tracking cookies or analytics cookies on websites hosted on its platform.

According to Webflow's official Cookie Policy:

"We do not add any cookies to customer sites. The cookies described in this Policy only apply to Webflow's own marketing and product pages, not websites that are created with Webflow or published via Webflow Hosting."

This means that Webflow hosting does not automatically add cookies to our Website. Any cookies present on our Website are the result of:

Third-party tools and services we have chosen to integrate (e.g., Google Analytics, form tools, chat widgets)
Custom code we have added to enable specific functionality
Marketing and advertising tools we use

3.2 Our Control Over Cookies

As the website owner, we have complete control over which cookies are placed on our Website. All cookies described in this policy are placed by us or by third-party services we have chosen to use.

4. WHY WE USE COOKIES

We use cookies and similar technologies for the following purposes:

4.1 Essential Website Functionality

Some cookies are strictly necessary for our Website to function properly. These cookies enable core features such as:

Security and authentication
Form submission functionality
Session management
Load balancing
Remembering your cookie consent preferences

Legal Basis: These cookies are necessary for the performance of our website services and do not require consent under most privacy laws.

4.2 Performance and Analytics

We use cookies to understand how visitors interact with our Website, including:

Which pages are visited most frequently
How long visitors spend on each page
Where visitors come from (referral sources)
What devices and browsers are used
How visitors navigate through our Website

This information helps us improve our Website and provide a better user experience.

4.3 Functionality and Personalization

We use cookies to remember your preferences and provide personalized features, such as:

Language preferences
Location preferences
Form auto-fill information (name, email, etc.)
Remembering your previous interactions with our Website
Customizing content based on your interests

4.4 Marketing and Advertising

We use cookies to deliver relevant advertisements and marketing messages, including:

Showing you ads for our insurance services on other websites
Tracking the effectiveness of our advertising campaigns
Retargeting visitors who have shown interest in our services
Measuring conversion rates from ads to quote requests
Creating lookalike audiences for targeted advertising

4.5 Third-Party Services

We integrate third-party services that may use cookies to provide their functionality, such as:

Chat widgets (customer support)
Social media plugins (share buttons, embedded content)
Payment processing services
CRM and marketing automation tools

5. TYPES OF COOKIES WE USE

Below is a detailed breakdown of the categories of cookies used on our Website:

5.1 STRICTLY NECESSARY COOKIES

Purpose: Enable core website functionality that cannot be provided without these cookies.

Examples:

Session management cookies
Security cookies (CSRF protection)
Load balancing cookies
Cookie consent preference cookies

Duration: Session or up to 1 year

Legal Basis: These cookies are exempt from consent requirements because they are strictly necessary for the website to function.

Do they require consent? No (under most privacy laws)

5.2 PERFORMANCE & ANALYTICS COOKIES

Purpose: Help us understand how visitors use our Website so we can improve performance and user experience.

Services We Use:

Google Analytics (Google LLC)

Cookies Set: _ga, _gid, _gat, _ga_<container-id>
Purpose: Track and report website traffic, user behavior, and engagement metrics
Duration:
- _ga: 2 years
- _gid: 24 hours
- _gat: 1 minute
Data Collected: Anonymized IP addresses, page views, session duration, device information, referral sources
Privacy Policy: https://policies.google.com/privacy
Opt-Out: https://tools.google.com/dlpage/gaoptout

Google Tag Manager (Google LLC)

Purpose: Manages and deploys marketing tags and tracking scripts
Note: Google Tag Manager itself does not set cookies, but it loads other services that may set cookies
Privacy Policy: https://policies.google.com/privacy

Do they require consent? Yes (under GDPR, CCPA, and most privacy laws)

How to opt out: Use your browser settings, our cookie consent tool, or Google's opt-out browser extension.

5.3 FUNCTIONAL COOKIES

Purpose: Remember your preferences and enable personalized features.

Examples:

Language preference cookies
Location preference cookies
Form auto-fill cookies (remembering your name/email for quote forms)
Chat widget preferences
Video player settings

Duration: Session to 1 year (varies by specific cookie)

Do they require consent? Yes (recommended, though some functional cookies may be considered necessary in certain contexts)

5.4 MARKETING & ADVERTISING COOKIES

Purpose: Deliver targeted advertisements and measure the effectiveness of marketing campaigns.

Services We Use:

Google Ads (Google LLC)

Cookies Set: IDE, DSID, __gads, __gac, NID
Purpose: Display targeted ads to people who have visited our Website, measure ad performance, and optimize campaigns
Duration: 13-24 months
Privacy Policy: https://policies.google.com/privacy

Facebook Pixel (Meta Platforms, Inc.)

Cookies Set: _fbp, fr, datr
Purpose: Track conversions from Facebook ads, build custom audiences, and deliver targeted ads on Facebook and Instagram
Duration: 90 days to 2 years
Privacy Policy: https://www.facebook.com/privacy/explanation
Opt-Out: https://www.facebook.com/help/568137493302217

Google Remarketing / Display Network (Google LLC)

Cookies Set: Various (depends on Google Ads configuration)
Purpose: Show our ads to previous visitors across Google's Display Network
Duration: Varies (typically 30-540 days)
Privacy Policy: https://policies.google.com/privacy

Microsoft Advertising (Microsoft Corporation)

Cookies Set: MUID, _uetsid, _uetvid
Purpose: Track conversions from Microsoft/Bing ads and deliver targeted advertising
Duration: 13 months
Privacy Policy: https://privacy.microsoft.com/privacystatement

Do they require consent? Yes (under GDPR, CCPA, and most privacy laws)

How to opt out: Use our cookie consent tool, adjust your browser settings, or use opt-out tools provided by each advertising platform (see links above).

5.5 SOCIAL MEDIA COOKIES

Purpose: Enable social media sharing and track interactions with social media content.

Services We Use:

Facebook Social Plugins

Purpose: Enable "Like" buttons, "Share" buttons, and embedded Facebook content
Cookies Set: Various Facebook tracking cookies
Privacy Policy: https://www.facebook.com/privacy/explanation

LinkedIn Plugins

Purpose: Enable "Share on LinkedIn" functionality and LinkedIn Insight Tag for conversion tracking
Privacy Policy: https://www.linkedin.com/legal/privacy-policy

YouTube (Google LLC)

Purpose: Embedded video content
Cookies Set: Various Google cookies when videos are played
Privacy Policy: https://policies.google.com/privacy

Do they require consent? Yes

Note: Social media cookies may be set when you interact with social media features on our Website, even if you don't have an account with that social media platform.

5.6 CUSTOMER SUPPORT & CHAT COOKIES

Purpose: Enable live chat functionality and customer support features.

Examples:

Chat widget cookies (to remember your chat history and preferences)
Support ticket cookies
Chatbot interaction cookies

Duration: Varies (session to 1 year)

Do they require consent? Typically yes (unless strictly necessary for providing requested support)

6. THIRD-PARTY SERVICES AND COOKIES

Our Website integrates various third-party services, which may set their own cookies when you use our Website. Below are the main categories:

6.1 Analytics and Data Collection

Google Analytics: Website analytics and user behavior tracking
Hotjar (if used): Heatmaps, session recordings, and user feedback tools
Microsoft Clarity (if used): Session replays and heatmap analytics

6.2 Marketing and Advertising

Google Ads: Search and display advertising
Facebook Pixel: Social media advertising and retargeting
LinkedIn Insight Tag: LinkedIn advertising and conversion tracking
Microsoft Advertising (Bing Ads): Search advertising

6.3 Form and Lead Management

HubSpot (if used): CRM, marketing automation, and form tracking
Salesforce (if used): CRM and lead management
Mailchimp (if used): Email marketing

6.4 Customer Support

Intercom, Drift, or similar (if used): Live chat and customer messaging

6.5 Payment Processing

Stripe, PayPal, or similar (if used): Payment processing (note: payment processors may set their own cookies during checkout)

6.6 Content Delivery and Media

YouTube: Embedded video content
Google Fonts: Web fonts (Google may log font download requests)
Cloudflare (if used): Content delivery network and security

Important: Each third-party service has its own privacy policy and cookie usage. We recommend reviewing their policies (linked in Section 5) to understand how they handle your data.

7. HOW LONG DO COOKIES LAST?

The duration of cookies varies depending on their purpose:

Cookie TypeTypical DurationExamplesSession CookiesExpire when you close your browserLogin sessions, shopping cartShort-Term Cookies24 hours - 30 daysAnalytics tracking, form preferencesMedium-Term Cookies30 days - 1 yearMarketing campaigns, user preferencesLong-Term Cookies1 year - 2 yearsAnalytics (Google Analytics), advertising IDs

Note: Persistent cookies remain on your device until they expire or you manually delete them. You can delete cookies at any time through your browser settings.

8. YOUR COOKIE CHOICES AND CONTROLS

You have several options to control and manage cookies:

8.1 Cookie Consent Banner

When you first visit our Website, you will see a cookie consent banner that allows you to:

Accept all cookies
Reject non-essential cookies
Customize your cookie preferences by category

You can change your cookie preferences at any time by clicking the "Cookie Settings" link in the footer of our Website.

8.2 Browser Controls

Most web browsers allow you to control cookies through their settings. You can:

View which cookies are stored on your device
Delete existing cookies
Block all cookies or only third-party cookies
Set your browser to alert you when a website tries to place a cookie

How to manage cookies in popular browsers:

Google Chrome: Settings > Privacy and security > Cookies and other site data
Guide: https://support.google.com/chrome/answer/95647
Mozilla Firefox: Settings > Privacy & Security > Cookies and Site Data
Guide: https://support.mozilla.org/kb/enhanced-tracking-protection-firefox-desktop
Safari (macOS): Preferences > Privacy > Manage Website Data
Guide: https://support.apple.com/guide/safari/manage-cookies-sfri11471/mac
Safari (iOS): Settings > Safari > Block All Cookies
Guide: https://support.apple.com/en-us/HT201265
Microsoft Edge: Settings > Cookies and site permissions > Manage and delete cookies
Guide: https://support.microsoft.com/en-us/microsoft-edge/delete-cookies-in-microsoft-edge-63947406-40ac-c3b8-57b9-2a946a29ae09

Important: If you block all cookies, some parts of our Website may not function properly. Strictly necessary cookies are required for the Website to work.

8.3 Opt-Out Tools

You can opt out of specific types of cookies using these tools:

Advertising Cookies:

Google Ads Settings: https://adssettings.google.com
Facebook Ad Preferences: https://www.facebook.com/ads/preferences
Digital Advertising Alliance (DAA) Opt-Out: https://optout.aboutads.info
Network Advertising Initiative (NAI) Opt-Out: https://optout.networkadvertising.org
European Interactive Digital Advertising Alliance (EDAA): https://www.youronlinechoices.eu

Analytics Cookies:

Google Analytics Opt-Out Browser Add-On: https://tools.google.com/dlpage/gaoptout

8.4 Mobile Device Settings

On mobile devices, you can control advertising tracking through your device settings:

iOS: Settings > Privacy > Tracking > "Allow Apps to Request to Track" (toggle off)
Android: Settings > Google > Ads > "Opt out of Ads Personalization"

8.5 Do Not Track (DNT) Signals

Some browsers offer a "Do Not Track" (DNT) setting that sends a signal to websites requesting that your browsing not be tracked. Currently, there is no industry standard for how to respond to DNT signals.

Our position: At this time, our Website does not respond to DNT signals. However, you can use the cookie controls described above to manage your preferences.

9. COOKIES AND PERSONAL INFORMATION

9.1 When Cookies Contain Personal Information

Some cookies may contain personal information, particularly if you have:

Filled out a form on our Website
Created an account or logged in
Provided your email address or other contact information

When cookies contain or are combined with personal information, our Privacy Policy will also apply, and we will handle that information in accordance with applicable privacy laws.

9.2 Data Collected Through Cookies

Through cookies, we and our third-party partners may collect:

IP addresses (often anonymized or pseudonymized)
Device identifiers and information
Browser type and version
Operating system
Pages visited and time spent on each page
Referring URLs (where you came from)
Click behavior and interactions
Search terms used
Geographic location (country, state, city)

9.3 How We Use Cookie Data

We use information collected through cookies to:

Improve our Website and services
Personalize your experience
Analyze usage trends and patterns
Measure the effectiveness of marketing campaigns
Provide targeted advertising
Detect and prevent fraud
Ensure Website security

For more details on how we use your personal information, please see our Privacy Policy.

10. COOKIES AND CHILDREN'S PRIVACY

Our Website is not directed to children under the age of 18. We do not knowingly collect personal information from children through cookies or any other means.

If you are a parent or guardian and believe that your child has provided information to us, please contact us immediately at (970) 401-8140 or info@jwrinsurance.com, and we will delete such information promptly.

11. INTERNATIONAL DATA TRANSFERS

Some of the third-party services we use (such as Google Analytics, Facebook Pixel) are based in the United States or other countries outside of your home country. When you visit our Website, cookies may transfer data to servers in these countries.

These countries may have different data protection laws than your home country. However, we take steps to ensure that your data is protected in accordance with this Cookie Policy and applicable privacy laws.

11.1 EU and EEA Visitors

If you are located in the European Union (EU) or European Economic Area (EEA), data transfers to countries outside the EU/EEA are made in accordance with:

Standard Contractual Clauses (SCCs) approved by the European Commission
Adequacy Decisions where the destination country has been deemed to provide adequate data protection
Other appropriate safeguards as required by the General Data Protection Regulation (GDPR)

12. UPDATES TO THIS COOKIE POLICY

We may update this Cookie Policy from time to time to reflect:

Changes to the cookies we use
New third-party services we integrate
Changes in applicable privacy laws
Improvements to our Website functionality

Notification of Changes:

The "Last Updated" date at the top of this policy will be revised
For material changes, we will provide prominent notice on our Website or send you an email (if you have provided your email address)
Continued use of our Website after changes become effective constitutes acceptance of the updated Cookie Policy

We encourage you to review this Cookie Policy periodically to stay informed about our cookie practices.

13. LEGAL BASIS FOR PROCESSING (GDPR)

If you are located in the European Union (EU), European Economic Area (EEA), or United Kingdom (UK), we process your personal information collected through cookies based on the following legal grounds:

13.1 Consent

For non-essential cookies (analytics, marketing, advertising), we rely on your explicit consent. You provide consent by:

Accepting cookies through our cookie consent banner
Adjusting your cookie preferences to allow specific categories

You may withdraw your consent at any time by adjusting your cookie preferences or browser settings.

13.2 Legitimate Interests

For some cookies (such as security cookies or basic analytics), we may rely on our legitimate interests in:

Ensuring Website security and preventing fraud
Understanding how our Website is used to improve functionality
Providing efficient customer service

We balance our legitimate interests against your privacy rights and will not use cookies for these purposes if your rights override our interests.

13.3 Legal Obligation

We may use certain cookies to comply with legal obligations, such as:

Retaining records for tax or accounting purposes
Complying with law enforcement requests
Meeting regulatory requirements for insurance services

13.4 Necessary for Contract Performance

Some cookies are necessary to provide services you have requested, such as:

Processing your insurance quote request
Managing your policy application
Providing customer support

14. YOUR RIGHTS (GDPR, CCPA, AND OTHER PRIVACY LAWS)

Depending on your location, you may have certain rights regarding the personal information collected through cookies:

14.1 Right to Access

You have the right to request information about what personal data we collect through cookies and how it is used.

14.2 Right to Deletion

You have the right to request deletion of personal data collected through cookies, subject to certain exceptions (e.g., legal obligations).

14.3 Right to Object

You have the right to object to the use of cookies for certain purposes, particularly for marketing and profiling.

14.4 Right to Withdraw Consent

If we rely on your consent for cookie usage, you have the right to withdraw that consent at any time without penalty.

14.5 Right to Opt-Out of Sale/Sharing (CCPA)

If you are a California resident, you have the right to opt out of the "sale" or "sharing" of your personal information (which may include certain cookie-based tracking for advertising purposes).

To exercise these rights, please see Section 8 (Your Cookie Choices and Controls) or contact us using the information in Section 16.

15. CALIFORNIA PRIVACY RIGHTS (CCPA/CPRA)

If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA):

15.1 Categories of Personal Information Collected via Cookies

We may collect the following categories of personal information through cookies:

Identifiers: IP addresses, device IDs, cookie IDs
Internet Activity: Browsing history, page views, interactions with our Website
Geolocation Data: Approximate location based on IP address
Commercial Information: Products or services considered, quote requests

15.2 Purposes of Collection

We use this information for:

Website functionality and security
Analytics and performance monitoring
Personalization and user experience improvement
Targeted advertising and marketing
Fraud prevention

15.3 Categories of Third Parties We Share With

We may share cookie data with:

Service Providers: Analytics, hosting, and marketing service providers
Advertising Networks: Google, Facebook, Microsoft, LinkedIn
Social Media Platforms: For social media integration and advertising

15.4 Sale/Sharing of Personal Information

Under the CCPA, certain types of cookie-based tracking for advertising purposes may be considered a "sale" or "sharing" of personal information.

Our disclosure: We allow third-party advertising partners to collect information through cookies for targeted advertising purposes. This may constitute "sharing" under the CCPA.

Your right: You have the right to opt out of the sale/sharing of your personal information. To opt out, click the "Do Not Sell or Share My Personal Information" link in our website footer or adjust your cookie preferences.

15.5 How to Exercise Your CCPA Rights

To exercise your CCPA rights:

Email: info@jwrinsurance.com (Subject: "CCPA Request")
Call: (970) 401-8140
Mail: JWR Insurance Group, 361 71st Ave, Suite 102, Greeley, CO 80634

We will respond to your request within 45 days (extendable by 45 days if necessary).

16. CONTACT US

If you have questions, concerns, or requests regarding this Cookie Policy or our use of cookies, please contact us:

JWR Insurance Group

Address:
361 71st Ave, Suite 102
Greeley, CO 80634

Phone: (970) 401-8140

Email: info@jwrinsurance.com

Website: jwrinsurance.com

Hours:
Monday–Friday: 8:00 AM – 6:00 PM MT
Saturday: 9:00 AM – 1:00 PM MT

Data Protection Inquiries:
For privacy and cookie-related inquiries, you may also contact us at privacy@jwrinsurance.com

17. DEFINITIONS

For clarity, here are definitions of key terms used in this Cookie Policy:

Cookie: A small text file stored on your device when you visit a website.
Session Cookie: A temporary cookie that expires when you close your browser.
Persistent Cookie: A cookie that remains on your device until it expires or is manually deleted.
First-Party Cookie: A cookie set by the website you are visiting.
Third-Party Cookie: A cookie set by a domain other than the one you are visiting.
Essential Cookie: A cookie necessary for the website to function properly.
Personal Information: Information that identifies, relates to, or could reasonably be linked with a particular individual or household.
Processing: Any operation performed on personal data, such as collection, storage, use, or disclosure.

18. ADDITIONAL RESOURCES

18.1 Learn More About Cookies

All About Cookies: https://www.allaboutcookies.org
International Chamber of Commerce (ICC) Cookie Guide: https://www.iccwbo.org
Your Online Choices (EU): https://www.youronlinechoices.eu

18.2 Privacy Regulatory Authorities

If you have concerns about our cookie practices and are not satisfied with our response, you may contact your local data protection authority:

California (CCPA):
California Attorney General's Office
Website: https://oag.ca.gov/privacy/ccpa

European Union (GDPR):
Find your local data protection authority: https://edpb.europa.eu/about-edpb/board/members_en

Colorado (CPA):
Colorado Attorney General's Office
Website: https://coag.gov/resources/colorado-privacy-act/

Other States:
Contact your state's attorney general's office or consumer protection agency.

19. COOKIE AUDIT AND SCANNER

We periodically scan our Website to identify all cookies being used. However, the specific cookies present on our Website may change over time as we:

Add or remove third-party services
Update our Website functionality
Adjust our marketing tools

Current Cookie Audit (as of November 9, 2025):

We use cookies from the following categories:

✅ Strictly Necessary (no consent required)
⚙️ Performance & Analytics (consent required)
🎨 Functional (consent required)
📢 Marketing & Advertising (consent required)
📱 Social Media (consent required)

For a complete and up-to-date list of specific cookies, including cookie names, purposes, and durations, please use the "Cookie Settings" link in the footer of our Website or contact us at info@jwrinsurance.com.

20. CONSENT MANAGEMENT

20.1 How We Obtain Consent

When you first visit our Website, we display a cookie consent banner that:

Clearly explains that we use cookies
Describes the types of cookies we use
Provides a link to this Cookie Policy
Gives you the option to accept all cookies, reject non-essential cookies, or customize your preferences

20.2 Granular Consent

Our cookie consent tool allows you to provide granular consent by category:

Strictly Necessary: Cannot be disabled (required for Website functionality)
Performance & Analytics: Optional (helps us improve the Website)
Functional: Optional (enhances your experience)
Marketing & Advertising: Optional (delivers targeted ads)
Social Media: Optional (enables social sharing features)

You can enable or disable each category independently based on your preferences.

20.3 Changing Your Consent

You can change your cookie preferences at any time by:

Clicking "Cookie Settings" in the footer of our Website
Clearing your cookies through your browser settings
Contacting us at info@jwrinsurance.com

When you change your preferences, we will apply the new settings going forward. Note that changing your preferences will not retroactively delete data that was already collected.

20.4 Consent Records

We maintain records of your cookie consent choices for compliance purposes. These records include:

Date and time of consent
Cookie categories accepted/rejected
IP address (for verification purposes)
Consent method (banner, settings page, etc.)

21. WEBFLOW HOSTING SPECIFICS

21.1 No Default Cookies from Webflow

As mentioned in Section 3, Webflow hosting does not place any cookies on our Website by default. All cookies present on our Website are either:

Added by us through custom code
Set by third-party services we have integrated

21.2 Performance Implications

Because Webflow does not add default tracking or analytics cookies, our Website may have better baseline performance and faster load times compared to platforms that include built-in tracking.

21.3 Control and Transparency

Using Webflow gives us complete control over which cookies are placed on our Website, which enhances transparency and makes it easier to comply with privacy laws.

22. AUTOMATED DECISION-MAKING AND PROFILING

22.1 Profiling

We and our third-party partners may use cookies to create profiles of Website visitors for the following purposes:

Delivering personalized content and recommendations
Showing targeted advertisements based on your interests
Improving our Website and services

22.2 Your Rights

Under GDPR and some other privacy laws, you have the right to object to profiling and automated decision-making. To exercise this right, adjust your cookie preferences to disable marketing and analytics cookies, or contact us at info@jwrinsurance.com.

23. SECURITY OF COOKIE DATA

23.1 Security Measures

We implement reasonable security measures to protect information collected through cookies, including:

Encryption of sensitive data (SSL/TLS)
Access controls and authentication
Regular security audits
Secure storage and transmission protocols

23.2 Third-Party Security

We require our third-party service providers to implement appropriate security measures to protect cookie data. However, we cannot guarantee the security practices of third parties.

23.3 Data Breaches

In the event of a data breach involving cookie data that poses a risk to your rights and freedoms, we will:

Notify you without undue delay (within 72 hours where required by law)
Report the breach to relevant regulatory authorities
Take steps to mitigate the harm

By using our Website, you acknowledge that you have read and understood this Cookie Policy and consent to our use of cookies as described herein.

END OF COOKIE POLICY

Questions? Contact us at (970) 401-8140 or info@jwrinsurance.com

Last Updated: November 9, 2025
Version: 1.0

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