SHERIDAN, WYOMING'S TRUSTED INSURANCE NEIGHBORS

We're the local agents who know life at the base of the Bighorns and actually answer the phone when you call.

PROTECTING WHAT MATTERS IN SHERIDAN

PROTECTING WHAT MATTERS IN SHERIDAN

Local Expertise You Can Trust

WE KNOW SHERIDAN RISKS

From sudden hail storms on the plains to wildfire risks in the foothills, we understand the unique challenges you face. We build policies that protect against real Sheridan-area risks, not generic ones from a national manual.

We Shop 20+ Carriers

AN AGENT WHO ANSWERS

Tired of 1-800 numbers and call centers? We're your neighbors. When you call JWR in Sheridan, you're talking to a local expert who knows you and your policy personally. We're here to help.

We're There When It Matters Most

CHOICES FOR YOUR BENEFIT

As an independent agency, we work for you, not for one single insurance company. We compare coverage from multiple top-rated carriers to find the right fit and value for your Sheridan family or business.

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No-Pressure Service

HERE WHEN IT MATTERS MOST

When a claim happens, you won't be navigating it alone. We're your advocate, standing by you from the first call until your life is back to normal. We are your Sheridan support system.

We Cover Sheridan, WY.

ATV/UTV Insurance

From the Red Grade trails to Bighorn Mountain backcountry, protect your ride against Wyoming weather, theft, and trail accidents. Local experts who understand how you use your ATV—not a call center guessing.

Auto + Home/Renters Bundle

From brutal Wyoming winters on I-90 to hailstorms in the Bighorn foothills, protect what matters most with one policy, one agent, and real savings. We're local, we understand Sheridan's risks, and we make bundling simple for families.

Auto Insurance

From black ice on I-90 to deer strikes in the Bighorns, get coverage ready for Wyoming's rural conditions—at a price that fits boom and bust cycles. We're local, we get it, and we make insurance make sense.

Boat/Personal Watercraft Insurance

From the Tongue River to Park Reservoir in the Bighorns, get coverage ready for Wyoming's mountain waters and summer season—at a price that fits your family budget. We're local, we get it, and we make boat insurance simple.

Business Owner's Policy

From downtown Main Street shops to contractors working the Bighorn foothills, Sheridan small businesses face unique risks—winter storms, seasonal tourism swings, and economic shifts. Get comprehensive coverage that bundles property, liability, and business interruption protection at prices that make sense for Wyoming entrepreneurs.

Classic Car Insurance

From mountain pass drives to the Sheridan WYO Rodeo parade, your collector car deserves agreed-value coverage that understands Wyoming winters and Big Horn country roads. We're local, we get it, and we make insurance simple for enthusiasts.

General Liability

From downtown shops to construction crews working the Bighorn foothills, Sheridan businesses face real liability risks. Get the coverage you need at a price that fits—backed by neighbors who answer the phone when you need us most.

Home Insurance

From brutal Wyoming winters to hail season in the Bighorn foothills, get coverage that actually protects your Sheridan home—at a price that makes sense. We're local, we understand your world, and we make insurance simple.

Landlord (Rental Property) Insurance

From Bighorn Mountain cabins to downtown rental properties, Sheridan landlords face unique risks—winter pipe bursts, tenant turnover, and seasonal vacancy. Get coverage that protects your rental income and property value, at rates that make sense for Wyoming investors.

Life Insurance

From oil field layoffs to unexpected health challenges, Sheridan families face real risks. Get coverage that protects your loved ones through boom, bust, and everything in between—at a price that fits your budget.

Professional Liability E&O

From Bighorn Mountain consultants to downtown Main Street professionals, one client lawsuit can threaten everything you've built. Get E&O coverage that protects your practice, your reputation, and your livelihood—backed by neighbors who understand Sheridan business.

Renters Insurance

From downtown apartments to mountain-view rentals, your belongings face Wyoming winters, break-ins, and more—but your landlord's insurance covers nothing you own. Get real protection for about $1/day from a local agent who answers the phone.

Roadside Assistance

From I-90 winter breakdowns to mountain pass emergencies, get fast response when Wyoming weather strikes—at a price that makes sense for your family. We're local, we understand these roads, and we'll get you help fast.

Workers' Comp

From ranches to Main Street businesses, Sheridan employers face unique risks—seasonal hiring peaks during rodeo week, construction booms, and Wyoming's strict compliance rules. We're local experts who make workers' comp simple and keep your business protected.

REAL STORIES FROM YOUR SHERIDAN NEIGHBORS

Life happens. From Main Street to the ranches out of town, we've been there to help our Sheridan neighbors through it all.

HAIL DAMAGE ON MAIN STREET

A sudden hail storm damaged a local business owner's delivery truck. We had their claim processed in one day so their Sheridan business didn't miss a beat.

WILDFIRE NEAR THE PROPERTY

After a close call with a grass fire near Story, we helped the Millers update their policy to include better wildfire coverage, giving them true peace of mind.

FROZEN PIPES IN WINTER

When a pipe burst during a cold snap in a home in the Powder Horn community, we walked the Jacksons through the claims process, helping them find local restorers to fix the damage fast.

READY TO PROTECT YOUR SHERIDAN FAMILY?

Let's take 15 minutes to review your coverage. We'll make it simple, straightforward, and ensure you're properly protected without paying for things you don't need.

PROUDLY SERVING SHERIDAN & SURROUNDING COMMUNITIES

From our office in Sheridan, we're proud to serve neighbors in every corner of the county. Whether you're downtown near the historic Mint Bar, in a growing family out in the Powder Horn community, or on a ranch near Ranchester or Dayton, we're your local insurance partner.

Your Neighbors in Protection

  • Coverage that understands Bighorn Mountain winters.
  • Policies built for Sheridan's growing families and businesses.
  • Personal service you can only get from a local agent who lives here.