Billings' Trusted Insurance Neighbors
We protect what matters most to Billings families. As your local, independent agency, we understand life in Yellowstone County—from summer hail storms to winter blizzards on I-90. We shop over 20 carriers to find you the right protection at the right price.
Protecting What Matters in Billings
Protecting What Matters in Billings
Local Expertise You Can Trust
Your Neighbors in Insurance
We're proud to live and work right here in Billings. We understand the challenges of life here because we face them, too. Whether you're in the West End, the Heights, or downtown, we know the local risks and are here to serve our neighbors with honest advice and real protection.
We Shop 20+ Carriers
More Choices, Better Protection
As an independent agency, we work for you, not one single insurance company. We compare policies from over 20 trusted carriers to find the perfect fit for your needs and budget, accounting for risks like Billings' hail season and winter driving conditions. We do the shopping so you can have confidence in your coverage.
We're There When It Matters Most
Here When It Matters Most
A bad wreck on I-90? Hail damage after a summer storm? When you need to make a claim, you need a person, not a call center. We answer the phone and walk you through the entire process, step-by-step. That's the difference between an agency and a neighbor. That’s our promise to you.
Plain English
No-Pressure Service
Plain Talk, No Pressure
Insurance can be confusing, but it doesn't have to be. We explain your coverage in simple, straightforward language—no jargon. Our goal is to give you honest advice tailored to life in Yellowstone County so you can make confident, informed choices about protecting your family. No sales pressure, ever.
ATV/UTV Insurance
From the Rimrocks to the Beartooth Highway, protect your off-road adventures against Montana weather, theft, and trail risks—at rates that fit your budget. We're local riders who understand what Billings families need.
Auto + Home/Renters Bundle
From brutal Montana winters on I-90 to protecting your home from hail and cold, bundling your auto and home insurance saves Billings families serious money while simplifying everything into one bill, one agent, one phone call.
Auto Insurance
From I-90 winter ice to summer hail storms, get coverage ready for Montana's Magic City—at a price that fits your budget. We're local, we answer the phone, and we make insurance simple.
Boat/Personal Watercraft Insurance
From the Yellowstone River to Canyon Ferry Lake, your watercraft faces Montana's unpredictable weather and rugged conditions. Get comprehensive coverage that fits your budget—at rates designed for local boaters who know these waters.
Business Owner's Policy
From construction contractors braving Montana winters to downtown breweries serving the Magic City, we protect what you've built. Local coverage that understands Billings business owners—not call centers guessing.
Classic Car Insurance
From winter ice on I-90 to summer car shows at MetraPark, get coverage designed for Montana's unique conditions—at rates that fit your budget. We're local, we understand collector culture, and we make insurance simple.
General Liability
From the Rimrocks to downtown's brewery district, Billings businesses face real risks—customer accidents, property damage, and lawsuits. Get comprehensive coverage that actually protects what you've built, at a price that works for Montana business owners.
Home Insurance
From flash floods in the Yellowstone River valley to brutal winter storms and hail season, get coverage ready for Montana's unique challenges—at a price that fits your budget. We're local, we understand your world, and we make insurance simple.
Landlord (Rental Property) Insurance
From winter freeze damage to tenant turnover, Billings rental properties face unique risks. Get comprehensive coverage that protects your investment property, rental income, and liability exposure—with local experts who understand Montana landlord challenges.
Life Insurance
From brutal winters to economic shifts in the energy sector, Billings families face unique challenges. Get affordable coverage that protects your family's future—at rates that fit your budget. We're local, we understand Montana life, and we make life insurance simple.
Professional Liability E&O
From healthcare professionals at Billings Clinic to tech consultants serving oil refineries, get E&O coverage that understands Montana business realities—at rates that work for entrepreneurs and established firms alike.
Renters Insurance
From winter storms to break-ins in Montana's largest city, get coverage built for Billings renters—at rates that won't break your budget. Whether you're downtown, in the Heights, or on the South Side, we're your neighbors who actually answer the phone.
Roadside Assistance
From breakdowns on I-90 during brutal Montana winters to flat tires on the Rimrocks trails, get help fast when you need it most. Local experts who understand Billings roads, weather, and your family's needs.
Workers' Comp
From oil refineries to downtown breweries, Billings businesses face unique risks—winter driving hazards, high crime rates, and Montana's mandatory coverage laws. Get the protection your employees deserve and the compliance your business needs, with local experts who understand Billings.
Stories From Your Billings Neighbors
We've stood beside our Billings community through challenges big and small. Our insurance isn't just a policy; it's a promise to be there.
When Summer Hail Strikes
Fast claims support to handle roof damage and get life back to normal.
Supporting Local Business
The right coverage for a physical therapy clinic in Billings' medical corridor.
Coverage for Montana Adventures
Protecting the boats, bikes, and gear that fuel a Billings family's outdoor life.
Get Your Billings Insurance Quote Today
Let's find the right coverage for your life and your budget. It only takes a few minutes to get started.
Proudly Serving Billings & All of Yellowstone County
Our roots run deep here. From the West End to the Heights and Lockwood, we know the neighborhoods that make Billings home. Our promise is to provide real, local service to our neighbors across Yellowstone County and south-central Montana, including Laurel and Huntley.
The JWR Billings-Area Advantage:
- Truly local agents who understand hail alley and winter storm risks.
- Personalized advice for healthcare workers, energy professionals, and families.
- Responsive claims support when you need it most, from I-90 to the Beartooths.
- A commitment to the Billings community, because we live here too.