COMPREHENSIVE AUTO PROTECTION THAT COVERS YOUR WHOLE LIFE
We understand Mountain West roads and weather. As an independent brokerage partnering with 20+ carriers, we build auto bundles with home or renters coverage that protect you, your family, and your assets—honest advice from local experts who answer the phone.

COMPREHENSIVE COVERAGE FOR LIFE
Protect your vehicles and home with tailored insurance bundles that fit your Mountain West lifestyle

INSURANCE THAT UNDERSTANDS YOUR LOCAL LANDSCAPE
We know Mountain West risks like hail storms, winter roads, wildlife collisions, and long oil field commutes. Our auto + home/renters bundles adapt to your specific environment without gaps in coverage.
PERSONALIZED PROTECTION PLANS
From family SUVs to work trucks, suburban homes to rural rentals—we craft bundles that match your needs. Save with multi-policy discounts while getting coverage that actually fits your life.
Local expertise matters
Independent agency committed to providing transparent, straightforward insurance solutions for Wyoming and Northern Colorado residents.
REAL RISKS REAL SOLUTIONS
Insurance that stands between you and life's unexpected challenges
WHEN LIFE THROWS A CURVEBALL
Hail damages your car. A pipe bursts in your home. Wildlife causes a crash. We help navigate these moments with your bundled coverage—guiding you through without the hassle.
PROTECTING YOUR HARD-EARNED ASSETS
You've built a life here—vehicles, home, possessions. Our bundles protect against Mountain West risks like severe weather and liability, so one event doesn't undo your progress.
INSURANCE STRATEGIES FOR CHANGING TIMES
New vehicle? Moving from renting to owning? Job change? We review and adjust your auto + home/renters bundle as life evolves, keeping you covered without overpaying.
CLAIMS SUPPORT WITHOUT THE COMPLICATED PAPERWORK
When issues arise, skip the 1-800 numbers. We advocate for you, handle the process, and ensure fair settlements—that's the neighborly way.
INSURANCE INSIGHTS THAT MATTER
Practical knowledge to guide your protection strategy

NAVIGATING AUTO-HOME BUNDLES IN UNCERTAIN TIMES
Strategies for maximizing savings and coverage in bundles during economic fluctuations common in Mountain West communities.

RISK MANAGEMENT FOR MOUNTAIN WEST DRIVERS AND HOMEOWNERS
Understanding regional risks and how bundling auto with home/renters provides comprehensive protection.
WHAT YOU SHOULD CONSIDER
YOUNG PROFESSIONAL
First car, apartment, building independence. Bundle auto with renters for affordable protection that grows with you—let's keep it simple and budget-friendly.
GROWING FAMILY
Multiple vehicles, home ownership, kids in the mix. Comprehensive bundles with higher liability to protect your family's daily life and future.
SMALL BUSINESS OWNER
Work vehicles, business property, compliance needs. Bundle personal auto/home with commercial coverage for seamless protection.
EMPTY NESTER
Fewer cars, asset protection focus. Adjust bundles for retirement needs, ensuring your legacy is secure without unnecessary costs.
FAQs
Bundling with JWR offers seamless coverage and often comes with additional discounts. You'll have a single point of contact for all your insurance needs and claims, whether it's hail damage to your car on I-80 or a burst pipe in your Cheyenne apartment. This simplifies your insurance management considerably.
While bundling provides comprehensive protection, certain situations are typically not covered without specific endorsements. Common exclusions include floods, earthquakes, intentional damage, and specific types of business-related claims. Always review your policy details with your JWR agent to understand what's covered.
Bundling is a smart choice because it simplifies policy management, offers potential for substantial savings through multi-policy discounts, and can lead to better overall coverage limits. For Wyoming residents, this means robust protection against common risks like severe winter weather impacting your home and vehicle, or property theft.
Getting a bundled quote and switching to JWR is a straightforward process. You can start with a simple online form or a quick phone call to one of our local agents. We'll handle the process of transferring your existing policies and ensure there are no gaps in coverage for your vehicles and home or apartment in Wyoming.
Bundling with JWR offers key advantages like increased convenience, larger multi-policy discounts, and access to a dedicated local agent who understands Wyoming's unique risks. This includes understanding concerns like oil field traffic in the auto policy or harsh winters and property values for your home or renters insurance.
Bundling your auto and home/renters insurance can lead to significant savings, often between 15-25% on your total premiums. For our Wyoming clients, we frequently see combined annual savings ranging from $300 to $600. Contact JWR today for a personalized quote to see your potential savings.